Month Title July 2008 SEC Proposes To Regulate Indexed Annuities July 2008 ING Changes In-Force Illustration Requirements July 2008 MetLife Updates Breast Cancer Underwriting Guidelines July 2008 Sales Tip: 1035 Exchanges Create Funding Opportunities For SPIAs July 2008 John Hancock Simplifies Process For Changing Smoking Class July 2008 Only UL Sales Increase in First Quarter of 2008 June 2008 MetLife Revises Foreign Travel Guidelines June 2008 ING Updates Premium Financing Guidelines June 2008 West Coast Life Liberalizes Underwriting For Moving Violations June 2008 Sales Tip: Insuring the Parents of Children with Special Needs June 2008 Genworth To Purchase CareScout June 2008 John Hancock Issues New Internal Replacement Guidelines May 2008 AIG Introduces ROP Select-a-Term May 2008 Genworth Makes Meeting VA Partnership Training Requirements Easier May 2008 ING Updates STOLI and IOLI Guidelines May 2008 Sales Tip: LTCI As An Executive Tax Consideration May 2008 Genworth Expands Medical Requirements for Older Ages May 2008 MetLife Revises Hyperthyroidism Underwriting Guidelines May 2008 Genworth Introduces Lifetime FlexPlus II GUL May 2008 John Hancock Highlights Its Increased Capacity For Older Ages May 2008 ING Redesigns Its Adjustable Term Rider May 2008 Sales Tip: MetLife Offers Client-Friendly Brochure For Estate Planning May 2008 Genworth Offers Guidelines For Premium Financing May 2008 MetLife Revises TIA Underwriting Guidelines May 2008 Mutual of Omaha Term Life Express To Become Available In NC May 2008 Genworth 2008 Survey: LTC Costs Continue To Increase May 2008 Genworth Adds Income Advance Feature To Immediate Annuities May 2008 Sales Tip: CVAT versus GPT May 2008 John Hancock Highlights CAD Underwriting For Older Age Clients May 2008 MetLife Clarifies Business Rules For Policy Replacements April 2008 Major Carriers Are Now Enforcing AML Training Requirement April 2008 John Hancock Highlights Its Protection Whole Life with LTC Rider April 2008 Transamerica Introduces New Term Series April 2008 Sales Tip: ROP Term And Divorce Planning April 2008 ING Puts Death Benefit Cap On CVAT Policies April 2008 Prudential Highlights Its Foreign Travel Guidelines April 2008 Play Golf At Pebble Beach With Genworth! April 2008 United of Omaha Updates Its Term Life Express April 2008 IRS Issues Guidance On Split-Dollar Arrangements April 2008 ANICO Introduces New Universal Life Product April 2008 New MetLife Applications To Become Available April 28 April 2008 Genworth Changes Underwriting Requirements for Treadmill EKGs April 2008 John Hancock To Update Its Protection Whole Life April 2008 MetLife Revises Underwriting Guidelines for Rheumatoid Arthritis April 2008 Virginia adopts rules governing insurance sales to military personnel April 2008 Sales Tip: John Hancock Introduces the Seven Step LTCi Sales Process April 2008 AIG Offers Tips for Submitting Replacement Applications April 2008 Genworth Issues Reminder of Guidelines for Agent and Staff Activites April 2008 John Hancock To Hold VA LTC Partnership Training Classes April 2008 MetLife Introduces New Guaranteed UL April 2008 IRS Clarifies LTC Premium Deductibility Rules April 2008 Sales Tip: Prospect For 401k Rollover Business April 2008 West Coast Life Introduces New Guaranteed UL April 2008 MetLife Announces 30-Day Renewal Guarantee Grace Period March 2008 Mutual of Omaha Reprices Its Guaranteed UL March 2008 Genworth Adds Riders To Its Cornerstone LTCi Product March 2008 MetLife Revises Rules For Applicants Living Outside The US March 2008 Sales Tip: Grow Your Business With Premium Financing March 2008 Prudential Launches LTC Partnership Product In Virginia March 2008 John Hancock Increases Retention and Binding Limits February 2008 John Hancock Updates Its Performance UL February 2008 John Hancock Updates Its Protection SUL February 2008 Genworth Revises Its LTC Underwriting Guidelines February 2008 Sales Tip: The Control Factor February 2008 Sunlife To Require Suitability Profiles for Annuity Sales February 2008 West Coast Life Introduces New Senior Underwriting Program January 2008 AIG Offers New Term Rates January 2008 Prudential Revises Term Rates January 2008 West Coast Life Revises Term Rates And Underwriting Criteria January 2008 Genworth Case-Of-The-Month: A Broader View Of Legacy Planning January 2008 SBLI Introduces New Whole Life Product January 2008 AIG Restricts Exams and Inspections In Foreign Countries January 2008 AIG Offers Bonus For Select-A-Term Sales January 2008 MET Changes LTC Policy Delivery Process January 2008 Genworth Renames Protector Flex UL January 2008 Sales Tip: Premium Financing Can Assist In Transferring Wealth January 2008 ING Modifies LifeDesign GUL January 2008 ANICO Offers Rate Guarantee on Citadel Series Annuities December 2007 CBH Holiday Schedule December 2007 ING Introduces Its GUL II Guaranteed UL December 2007 ING Updates Its Protector UL December 2007 MetLife Revises Its MetEdge Program December 2007 Sales Tip: Trust and Retirement Planning With Strings Attached December 2007 Genworth Reminder: Licensing and Appointment Requirements Must Be Met In Both Solicitation and Delivery States December 2007 West Coast Life Revises Annuity Rates December 2007 Only Three Weeks Remain In The CBH 4th Quarter Sales Contest!! December 2007 Banner Introduces Preferred Tobacco Underwriting Class December 2007 MetLife Changes LTCI Policy Delivery Procedure December 2007 Sales Tip: Tax Benefits of Life Insurance December 2007 Genworth Expands Its Life Ready UL December 2007 CBH Staff News-Robin Rowden Moves To Genworth November 2007 One Month Remaining In The CBH 4th Quarter Sales Contest!! November 2007 Nationwide Introduces New SUL Product November 2007 John Hancock To Hold VA LTC Partnership Training Classes November 2007 Sales Tip: Insurance Reviews November 2007 Met Changes APS Requirements For Juveniles November 2007 Genworth Issues Section 419 Guidance November 2007 Join in the CBH 4th Quarter Sales Contest!! November 2007 AXA Equitable Updates Its Guaranteed Issue Program November 2007 Genworth To Hold VA LTC Partnership Training Class November 2007 Sales Tip: The Power Of Lifetime Giving November 2007 Retirement Plans Must Offer Nonspouse Beneficiary Rollovers In 2008 November 2007 John Hancock Highlights Its Impaired Risk Underwriting October 2007 CBH Announces Its 4th Quarter Sales Contest October 2007 MetLife Expands External Conversion Program October 2007 Genworth Increases TLC Interest Rates October 2007 Prudential Offers Incentives for LTCI Sales October 2007 John Hancock Highlights Protection Whole Life Product October 2007 West Coast Life Increases Annuity Interest Rates October 2007 MetLife Revises Atrial Fibrillation Underwriting Guidelines September 2007 Genworth To Introduce New LTCI Rates and Inflation Protection September 2007 Virginia To Launch Long-Term Care Insurance Campaign September 2007 MetLife LTC Partnership Program Takes Effect In Virginia September 2007 MetLife Revises Gestational Diabeties Underwriting Guidelines September 2007 John Hancock Adds Standard Plus Health Class To UL Products September 2007 Mutual of Omaha Increases SPIA Interest Rates September 2007 September is Life Insurance Awareness Month September 2007 Mutual of Omaha Cuts APS Requirements September 2007 Genworth LTC Partnership Program Takes Effect In Virginia September 2007 Suitability Form Required For Annuity Sales in North Carolina September 2007 Prudential Reprices Its Survivorship Universal Life September 2007 Nationwide Increases Its Retention Limits August 2007 John Hancock To Conduct LTC CE Seminars August 2007 Genworth To Increase Rates For New LTC Sales August 2007 ING Discontinues Its Guaranteed Survivorship UL August 2007 Sales Tip: Life Insurance And The Single Mom August 2007 AXA Equitable Highlights Its Flexibility For High-Profile Clients August 2007 Nationwide Increases Retention Limits On All Permanent Life Products