By January 1, 2020, all U.S. life insurance carriers must only offer life insurance products that are built using the 2017 Commissioners’ Standard Ordinary (CSO) Mortality Table. See how this impacts the PL Promise suite of products.
Lincoln is ONE week away from their November 1st deadline for applications to be received to lock in MoneyGuard 2 pricing before it sunsets and is replaced by MoneyGuard 3. All MoneyGuard II 2019 and Reserve applications must be placed in force with premium and delivery requirements by December 31, 2019. NO EXCEPTIONS OR REWRITES ALLOWED.
Effective with applications dated 10/21/2019 and later, users of e-cigarettes will be treated as smokers and will be treated the same under our cigarette smoking guidelines. We will honor any application that has already been written prior to that date and will continue to consider those applicants as non-smokers. Read more….
Effective October 1, 2019, our guaranteed lifetime rates for GUL
Express are dropping. Learn more about what the drop can mean for
From now until the end of 2019, Securian Financial can help you place more cases! For many of your clients that may have been rated up to Table D, they will now get a Standard offer! Read more…
Effective August 12, 2019, Lincoln is pleased to announce the expansion of lab-free consideration for qualifying clients who apply for a life insurance policy through the Tele-App submission process. Read more…
Make the most of Life Insurance Awareness Month (LIAM) in September and throughout the year with Securian’s advisor marketing plan. Visit Securian’s special site..
Pacific Life is reinforcing its commitment to serving the needs of the broad market consumer with affordable death benefit life insurance coverage by lowering rates for PL Promise Term. Read more…